{"id":182,"date":"2021-01-16T09:08:33","date_gmt":"2021-01-16T09:08:33","guid":{"rendered":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/?p=182"},"modified":"2022-05-24T11:12:07","modified_gmt":"2022-05-24T11:12:07","slug":"alisveris","status":"publish","type":"post","link":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/alisveris\/","title":{"rendered":"ALI\u015eVER\u0130\u015e"},"content":{"rendered":"

Al\u0131\u015fveri\u015f i\u00e7in Alt\u0131n Finansal Kural ve Di\u011fer \u00d6neriler<\/strong><\/p>\n

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Amerika \u00f6zg\u00fcrl\u00fckler \u00fclkesi denir ya, bana gore bu \u00f6zg\u00fcrl\u00fck t\u00fcketimde de olduk\u00e7a ge\u00e7erli. Alacal\u0131 bulacal\u0131 paketler sayesinde en gereksiz bir \u00fcr\u00fcn bile bir bakm\u0131\u015fs\u0131n\u0131z al\u0131\u015fveri\u015f araban\u0131za girivermi\u015f, ne olup bitti\u011fini anlayamadan kredi kart\u0131yla sat\u0131n al\u0131vermi\u015fsiniz. Uygulayabildi\u011finizde sizi mutlu edecek bir tek alt\u0131n finansal kural \u015fu:<\/p>\n

\u201dDON\u2019T BUY IT UNLESS ABSOLUTELY NECESSARY NOW<\/u><\/strong>.\u201d<\/p>\n

 <\/p>\n

Bu kural\u0131n yan\u0131s\u0131ra ba\u015fka prensiplere de uyabilirseniz b\u00fct\u00e7enize epeyce faydas\u0131 olur:
\n* Bir mal\u0131 indirimde diye almay\u0131n. \u015eu anda laz\u0131m m\u0131 size? Hay\u0131r. O halde indirimde bile olsa almay\u0131n.<\/p>\n

* Elektronik e\u015fya, mobilya, giyim gibi al\u0131\u015fveri\u015fler i\u00e7in \u00f6zellikle Noel\u2019den (Christmas) iki hafta sonras\u0131n\u0131 ve di\u011fer \u00f6zel kampanyalardan bir hafta sonras\u0131n\u0131 bekleyin. \u015e\u00fckran G\u00fcn\u00fc (Thanksgiving) sabah\u0131 olduk\u00e7a iyi indirimler bulunabilir.<\/p>\n

* Yiyecek al\u0131\u015fveri\u015flerinizi a\u00e7 karn\u0131na yapmay\u0131n.
\n* Ayn\u0131 fonksiyonu g\u00f6ren ba\u015fka marka, \u00f6zellikle ald\u0131\u011f\u0131n\u0131z ma\u011fazan\u0131n markas\u0131 var m\u0131? Mesela Walmart\u2019ta \u201cGreat Value\u201d ve \u201cSam\u2019s Choice\u201d Walmart\u2019\u0131n kendi markalar\u0131d\u0131r. 40bin k\u00fcsur anla\u015fmal\u0131 firmadan birine s\u00fcper ucuza malettirerek yapt\u0131r\u0131rlar, di\u011fer markal\u0131 (\u201cnational brand\u201d) \u00fcr\u00fcnlerin yar\u0131, hatta 5\u2019te bir fiyat\u0131na satarlar. \u00d6zellikle deterjan, ev temizlik malzemeleri, sabun konusunda bu prensibi uygulay\u0131n.<\/p>\n

* \u201cDollar Tree\u201d gibi $1\u2019a her\u015feyin sat\u0131ld\u0131\u011f\u0131 ma\u011fazalar\u0131 g\u00f6r\u00fcrseniz bir deneyin.\u00a0 \u00d6zellikle temizlik malzemelerini (s\u00fcp\u00fcrge, bula\u015f\u0131k s\u00fcngeri) buradan alabilirsiniz.<\/p>\n

* Al\u0131\u015fveri\u015flerinizi kredi kart\u0131yla de\u011fil NAK\u0130T (cash) ile yap\u0131n. B\u00f6ylece paralar\u0131 sayarken ne kadar \u00e7ok para harcad\u0131\u011f\u0131n\u0131z\u0131 g\u00f6r\u00fcp daha dikkatli harcayacaks\u0131n\u0131z. Kredi ge\u00e7mi\u015fi (Credit history) olu\u015fmayacak diye korkmay\u0131n, credit history zaten ba\u015fka \u015fekillerde de olu\u015fur.<\/p>\n

* E\u011fer genellikle ev arkada\u015flar\u0131n\u0131zla birlikte yemek yiyorsan\u0131z al\u0131\u015fveri\u015fleri de biriyle veya hepsiyle birlikte yapabilirsiniz. Hem buzdolab\u0131n\u0131 daha verimli kullan\u0131rs\u0131n\u0131z, hem de daha az ziyan olur. Ama bakt\u0131n\u0131z ki yeme al\u0131\u015fkanl\u0131klar\u0131n\u0131z \u00e7ok farkl\u0131, o zaman bence bu d\u00fczeni uygulamay\u0131n, \u00e7\u00fcnk\u00fc faturalar\u0131 ay\u0131klamak, \u015fu senin masraf\u0131n, bu benim demek \u00e7ok vaktinizi alacakt\u0131r. O t\u00fcr k\u00fc\u00e7\u00fck hesaplarla u\u011fra\u015fmak yerine daha \u00f6nemli \u015feylere ay\u0131r\u0131n vaktinizi (mesela \u00f6\u011frenciyseniz okulunuzu bitirmeye \u00e7al\u0131\u015f\u0131n.)<\/p>\n

* Ald\u0131\u011f\u0131n\u0131z bir \u015feyi (fi\u015fini saklayarak) belli bir zaman i\u00e7inde geri iade edebiliyorsunuz (mesela ortalama 30 g\u00fcn, ma\u011fazadan ma\u011fazaya degi\u015febiliyor). Ancak bunu pratikte fazla uygulaman\u0131z\u0131 \u00f6nermem, \u00e7\u00fcnk\u00fc ad\u0131n\u0131z\u0131n ge\u00e7ti\u011fi ya da kredi kart\u0131n\u0131z\u0131 kulland\u0131\u011f\u0131n\u0131z her i\u015flem (transaction) kredi ge\u00e7mi\u015finize yaz\u0131l\u0131yor. \u00c7ok fazla iade yapan bir insansan\u0131z bu da ge\u00e7mi\u015finizde aynen g\u00f6z\u00fck\u00fcr ve g\u00fcvensizlik yapaca\u011f\u0131ndan kredi ge\u00e7mi\u015finizi olumsuz etkiler. Y\u0131lda 2-3 iade olduk\u00e7a normal.<\/p>\n

 <\/p>\n

\u0130lk gelenlerin en \u00e7ok paras\u0131n\u0131 g\u00f6t\u00fcren \u015feylerin ba\u015f\u0131nda yatak, yorgan, \u00e7ar\u015faf v.b. gibi e\u015fyalar geliyor ($100-$300). \u201cTruck\u201d\u0131 (kamyoneti) olan bir arkada\u015f bulup kullan\u0131lm\u0131\u015f yatak alman\u0131z en g\u00fczeli, \u00e7\u00fcnk\u00fc insanlar ta\u015f\u0131n\u0131rken yatak gibi b\u00fcy\u00fck, hacimli e\u015fyalar\u0131 ta\u015f\u0131yamad\u0131klar\u0131 i\u00e7in \u00e7ok daha d\u00fc\u015f\u00fck fiyata ellerinden \u00e7\u0131karmaya raz\u0131 oluyorlar.<\/p>\n

 <\/p>\n

E\u011fer para konusunda b\u00fct\u00e7eniz cok k\u0131s\u0131tl\u0131ysa ve da\u011fc\u0131l\u0131k ya da ma\u011farac\u0131l\u0131k ge\u00e7mi\u015finiz varsa uyku tulumunda uyumay\u0131 deneyebilirsiniz. Alt\u0131n\u0131za da bir ba\u015fka uyku tulumu ya da mat sererseniz fazla sert olmad\u0131\u011f\u0131 i\u00e7in k\u0131sa bir s\u00fcre idare edebilirsiniz.\u00a0 Ayr\u0131ca \u015fi\u015fme yatak da \u00e7ok iyi bir fikir, toplam yatak masraf\u0131n\u0131z\u0131 100 dolar\u0131n alt\u0131nda tutmak isterseniz.\u00a0 \u015ei\u015fme yataklar genelde kamp malzemelerinin oldu\u011fu yerlerde bulunabiliyor.<\/p>\n

 <\/p>\n

E\u011fer biraz ara\u015ft\u0131r\u0131lsa al\u0131\u015fveri\u015f i\u00e7in hesapl\u0131 baz\u0131 firmalar bulunabilir. Bu tip firmalardan belli bir y\u0131ll\u0131k \u00fccret kar\u015f\u0131l\u0131\u011f\u0131nda kart \u00e7\u0131kar\u0131labilir ve indirimlerden yararlan\u0131labilir.<\/p>\n

 <\/p>\n

Bir\u00e7ok s\u00fcpermarket \u00fcr\u00fcn\u00fc i\u00e7in kuponu Pazar gazetesinde bulabilirsiniz. Benim tecr\u00fcbem bu t\u00fcr kuponu verilen \u00fcr\u00fcnlerin genelde yeni denenen ya da pahal\u0131 \u00fcr\u00fcnler oldu\u011fu, di\u011ferlerinin de takibinin \u00e7ok vakit al\u0131c\u0131 bir \u015fey oldu\u011fu. Yani gazetedeki kupon e\u011fer hep ald\u0131\u011f\u0131n\u0131z bir \u00fcr\u00fcn\u00fcn kuponu de\u011filse, hi\u00e7 kafan\u0131z\u0131 yormay\u0131n, direkt Walmart\u2019tan al\u0131n derim. Bununla birlikte ofis malzemesi gibi para de\u011feri y\u00fcksek olan ve kalite arad\u0131\u011f\u0131n\u0131z \u00fcr\u00fcnler i\u00e7in coupons.com<\/a> sayfas\u0131n\u0131 deneyebilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Al\u0131\u015fveri\u015f i\u00e7in Alt\u0131n Finansal Kural ve Di\u011fer \u00d6neriler   Amerika \u00f6zg\u00fcrl\u00fckler \u00fclkesi denir ya, bana gore bu \u00f6zg\u00fcrl\u00fck t\u00fcketimde de olduk\u00e7a ge\u00e7erli. Alacal\u0131 bulacal\u0131 paketler sayesinde en gereksiz bir \u00fcr\u00fcn bile bir bakm\u0131\u015fs\u0131n\u0131z al\u0131\u015fveri\u015f araban\u0131za girivermi\u015f, ne olup bitti\u011fini anlayamadan kredi kart\u0131yla sat\u0131n al\u0131vermi\u015fsiniz. Uygulayabildi\u011finizde sizi mutlu edecek bir tek alt\u0131n finansal kural \u015fu: \u201dDON\u2019T […]<\/p>\n","protected":false},"author":2,"featured_media":5939,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[26],"class_list":["post-182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yasam","tag-yurt-disi"],"_links":{"self":[{"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/posts\/182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/comments?post=182"}],"version-history":[{"count":1,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/posts\/182\/revisions"}],"predecessor-version":[{"id":512,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/posts\/182\/revisions\/512"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/media\/5939"}],"wp:attachment":[{"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/media?parent=182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/categories?post=182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ertekprojects.com\/yurtdisiegitimyasam\/wp-json\/wp\/v2\/tags?post=182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}